NO HOA USDA Eligibility. Welcome home to this spacious Six-bedroom and three full bath Craftsman-style ranch home located in the desirable Deer Creek subdivision. Close to I-20, schools, and shopping. This ranch home offers a finished basement with three bedrooms and one full bathroom. On the main level you will have three bedrooms and two full baths, welcoming foyer, soaring ceiling and a lot of natural lighting flows throughout this home, beautiful rock fireplace, Open kitchen with white shaker style cabinetry, spacious pantry, breakfast bar and eat in kitchen/dining room, Laundry is on main level, split bedroom plan with a spacious primary suite with trey ceiling, beautiful bathroom with large soaker tub, separate shower, and dual vanity sinks. A fully finished basement adds three more bedrooms and an additional full bath-ideal for guests, extended family, or a home office setup. Have a media room for your private movie screening and game room. Enjoy the convenience of street lights and sidewalks in a neighborhood with no HOA. Plus, take advantage of up to $3000.00 in lender credits when using the builder's preferred lender.